Changing State of the US Consumer Outlook
Key credit themes for the third year of the pandemic
Reshaped economies, policy shifts, new technologies, inequality, and environmental issues will be among the factors shaping consumer spending and credit performance as the US economy’s rebound is tested by the ongoing COVID-19 pandemic. Join us for a discussion of what we expect for 2022 as the third calendar year of the pandemic progresses, including views from Moody’s Analytics on macroeconomic trends and thoughts from Moody’s Investors Service analysts on consumer credit and trends in consumer goods.
-
Agenda13:30 - 14:30EST
A Look at What’s Ahead for US Households, Consumer Products and Lenders as COVID-19 Lingers
We dig into how 2022 will starting to shape up and what’s ahead for consumers this year. The discussion will cover the ongoing impacts of the pandemic on economic activity, consumers’ finances, and their spending preferences, including how evolving government policies and new and emerging technologies are helping to shape the environment. Topics will include:
- How the pandemic will affect the US economy in 2022 and what might happen with fiscal and monetary policy this year
- How the pandemic’s fallout will differ from our first two years of living with COVID-19
- Challenges for consumer product firms as spending patterns evolve and high inflation in the economy affects companies and prices
- Performance and volume expectations for consumer lenders and securitizations, including the effects of a surge in car and home values, technological trends, and the slow move past unusual conditions
-
SpeakersJody Shenn Vice President - Senior Analyst, Structured Finance Group Moody's Investors Service
Marisa DiNatale Senior Director - Economic Research Moody's
Daniela Chun Jayesuria Associate Managing Director, Structured Finance Group Moody's Investors Service
Megan Fox Vice President - Senior Analyst, North America Banks Moody's Investors Service
Linda Montag Senior Vice President, Corporate Finance Moody's Investors Service
Confirm cancellation
Something went wrong.
An error occurred trying to play the stream. Please reload the page and try again.
CloseSign In
Please sign in to your account:
Jody Shenn is a Vice President – Senior Analyst in the Structured Finance Group at Moody’s Investors Service. Mr. Shenn specializes in producing research across a range of both consumer and commercial asset securitization sectors. Prior to joining Moody’s in 2015, Mr. Shenn spent nine years covering residential mortgages, securitization and other fixed-income market topics as a journalist at Bloomberg News. Prior to that, Mr. Shenn worked as a reporter and/or editor at publications including American Banker, The Wall Street Journal and The Southampton Press. He is a graduate of Cornell University in Ithaca, New York
Megan Fox is Vice President - Senior Analyst in the Financial Institutions Group of Moody’s Investors Service covering a portfolio of US regional banks. She joined Moody’s in2011 as an Associate Analyst. Prior to joining Moody’s, Mrs. Fox held positions with Freddie Mac, primarily within the Finance department. She holds a B.A. in economics and political science from the University of Delaware.
Daniela Chun Jayesuria is an Associate Managing Director in the U.S. Structured Finance Group at Moody’s Investors Service. Dani joined Moody’s in 2014, and currently manages the SFG Latin America and the Corporate ABS New Ratings teams, which covers several asset classes including UCRC, equipment loans and leases, intellectual property, wireless towers, aircraft leases and repackaged securities transactions, amongst others. Previously, Dani managed the US Auto ABS team, which assigned ratings to auto loans, leases and dealer floorplan transactions. Prior to that, she covered the Brazilian and Latin American securitization markets, from Moody’s Sao Paulo office, across multiple ABS sectors, including trade receivables, CMBS, agribusiness receivables, consumer loans, CLOs and more.
Prior to Moody’s, Dani occupied positions at Odebrecht focused in investor relations and debt capital markets and Lloyds TSB Bank in corporate banking and structured finance. Dani holds an Executive MBA from the Business School São Paulo and a B.Sc. in Economics and Politics from the University of Bristol, UK.
Linda Montag is a Senior Vice President in Moody’s Investors Service’s Retail and Consumer Goods Group. Currently, she has responsibility for companies in the consumer goods, beverage, and food industries. Since joining Moody’s, Linda’s responsibilities have also included analysis of retailers, packaging companies, consumer and diversified finance companies, asset management companies and retail broker-dealers as well as German, Austrian and Swiss Banks.
Prior to joining Moody’s, Linda had 12 years commercial banking experience including assignments in domestic retail systems conversions, domestic and international credit departments, international credit liaison function, and foreign financial institutions account relationship officer at Mellon Bank NA. She was also Vice President of loan syndications and corporate lending while at Landesbank-Hessen-Thüringen.
Linda has a BA in Business Administration and German from Grove City College and pursued German language studies at the University of Hamburg, Germany.
Jody Shenn is a Vice President – Senior Analyst in the Structured Finance Group at Moody’s Investors Service. Mr. Shenn specializes in producing research across a range of both consumer and commercial asset securitization sectors. Prior to joining Moody’s in 2015, Mr. Shenn spent nine years covering residential mortgages, securitization and other fixed-income market topics as a journalist at Bloomberg News. Prior to that, Mr. Shenn worked as a reporter and/or editor at publications including American Banker, The Wall Street Journal and The Southampton Press. He is a graduate of Cornell University in Ithaca, New York
Marisa DiNatale is a Senior Director and Head of Global Forecasting at Moody’s. Marisa oversees all forecasting and publication operations in the Economics group within Predictive Analytics at Moody’s. Her areas of specialization and research are U.S. labor markets, household balance sheets and credit, and international economics. She is a cohost of the Moody’s weekly podcast “Inside Economics”. Marisa started her career as a labor economist at the Bureau of Labor Statistics in Washington, DC. She holds a master’s degree in Applied Economics from Johns Hopkins University and a bachelor’s degree in International Relations from Boston University.
Daniela Chun Jayesuria is an Associate Managing Director in the U.S. Structured Finance Group at Moody’s Investors Service. Dani joined Moody’s in 2014, and currently manages the SFG Latin America and the Corporate ABS New Ratings teams, which covers several asset classes including UCRC, equipment loans and leases, intellectual property, wireless towers, aircraft leases and repackaged securities transactions, amongst others. Previously, Dani managed the US Auto ABS team, which assigned ratings to auto loans, leases and dealer floorplan transactions. Prior to that, she covered the Brazilian and Latin American securitization markets, from Moody’s Sao Paulo office, across multiple ABS sectors, including trade receivables, CMBS, agribusiness receivables, consumer loans, CLOs and more.
Prior to Moody’s, Dani occupied positions at Odebrecht focused in investor relations and debt capital markets and Lloyds TSB Bank in corporate banking and structured finance. Dani holds an Executive MBA from the Business School São Paulo and a B.Sc. in Economics and Politics from the University of Bristol, UK.
Megan Fox is Vice President - Senior Analyst in the Financial Institutions Group of Moody’s Investors Service covering a portfolio of US regional banks. She joined Moody’s in2011 as an Associate Analyst. Prior to joining Moody’s, Mrs. Fox held positions with Freddie Mac, primarily within the Finance department. She holds a B.A. in economics and political science from the University of Delaware.
Linda Montag is a Senior Vice President in Moody’s Investors Service’s Retail and Consumer Goods Group. Currently, she has responsibility for companies in the consumer goods, beverage, and food industries. Since joining Moody’s, Linda’s responsibilities have also included analysis of retailers, packaging companies, consumer and diversified finance companies, asset management companies and retail broker-dealers as well as German, Austrian and Swiss Banks.
Prior to joining Moody’s, Linda had 12 years commercial banking experience including assignments in domestic retail systems conversions, domestic and international credit departments, international credit liaison function, and foreign financial institutions account relationship officer at Mellon Bank NA. She was also Vice President of loan syndications and corporate lending while at Landesbank-Hessen-Thüringen.
Linda has a BA in Business Administration and German from Grove City College and pursued German language studies at the University of Hamburg, Germany.