Andrea Usai Associate Managing Director, Business & Consumer Services, Corporate Finance Group Moody's Ratings

Andrea manages the Business & Consumer Services team within the North America Corporate Finance Group, where he oversees coverage of around 200 US investment and speculative grade issuers. 

Andrea joined Moody’s in 2011 and prior to his current role, he managed the North America Banks & Specialty Finance Team within the Financial Institutions Group for several years. Before moving to New York in 2018, Andrea was a lead analyst covering a portfolio of large European banks and securities firms domiciled in several European countries, both from London and Paris. In addition, he spent some time in Hong Kong where he supported local analysts on the coverage of banks and securities firms in the region. 

Prior to joining Moody’s, Andrea was a banking supervisor with the UK Financial Services Authority (FSA) for eight year. His experience at the UK financial regulator also included an industry secondment to Fidelity International in the UK, and an international secondment to the Autorité de Contrôle Prudentiel (ACP) Banque de France, the Paris-based French banking regulator. Andrea started his career at Banca Intesa in Italy where he worked as a private banker, as a corporate banker and he also worked as an analyst at Bloomberg Financial Markets in London. 

Andrea serves as the co-chair of the New York Pride Business Resources Group (BRG). He holds a degree in Finance and Economics from the University of Cagliari (Italy) and an MSc in International Banking and Finance from London Metropolitan University. He is a native Italian speaker and is fluent in English, French and Spanish.

Atsi Sheth Managing Director, Chief Credit Officer and Global Head of Credit Strategy & Standards Moody's Ratings

Atsi Sheth is Managing Director and Global Head, Credit Strategy and Research.

Moody’s Credit Strategy & Research group includes global teams focused on Macroeconomic Research, Default & Ratings Analytics and Global Emerging Markets as well as regional credit strategy teams each focused on Asia-Pacific, the Americas, and EMEA.

Together these teams establish and articulate Moody’s house views on the trends that drive risk across countries, sectors and asset classes. They undertake in depth data driven analysis and leverage the expertise of ratings and research analysts across Moody’s to generate global, regional and sector insights on macro-economic, political, policy, technology and environmental, social and governance (ESG) risks.

In her capacity leading the group, Atsi also serves as a spokesperson on Moody’s analytic views, engaging with investors, the media and a wide range of public and private sector stakeholders.

Atsi is a long-time champion of Moody’s Diversity, Equity & Inclusion (DE&I) as well as our Corporate Social Responsibility (CSR) initiatives. She serves as co-chair of the CSR Thought Leadership & Solutions working group and the Senior Advisor to Moody’s Asian Leadership Initiative - a Multicultural Business Resource Group.

Prior to her current role, Atsi was Moody’s Chief Credit Officer for the Americas and before that Managing Director in Moody’s Sovereign Risk Group. She has also served as Chief Economist at Reliance Capital and taught courses on International Political Economy and Emerging Markets at Columbia University and Northwestern University. Atsi has a PhD from Northwestern University and a B.A. from Bombay University.

Peter Nerby Senior Vice President, North America Banks and Securities Firms Moody's Ratings

Since joining Moody’s in November 1998, Peter Nerby has been responsible for analyzing and rating the investment banks, broker-dealers and exchanges within the U.S. securities industry. Peter is currently lead analyst covering Citigroup, Deutsche Bank and JPMorgan Chase. Peter came to the company with more than 15 years’ of experience in corporate finance, credit, and counter party analysis. 

Prior to joining Moody’s, he led a team at Deutsche Bank that was responsible for managing the bank’s exposure to U.S. broker dealers. He also spent 12 years at JPMorgan and after completing JPM’s management training program, specialized in managing trading and derivatives counter party risk with regulated financial institutions and hedge funds.

Mr. Nerby holds a B.A. in Business Administration from the Richard Ivey School of Business at the University of Western Ontario. After graduation, he spent a year writing case studies on financial strategies of Canadian natural resource companies for use in the School’s graduate and undergraduate programs. He is a Chartered Financial Analyst.

Sadia Nabi Vice President- Senior Analyst, North America Banks and Finance Companies Moody's Investors Service

Sadia covers a portfolio of US regional banks and finance companies and joined Moody’s in 2020. Prior to joining Moody’s, Sadia held positions at the International Fund for Agricultural Development, the Federal Reserve Bank of New York, and the Bank of Scotland.

Megan Fox Vice President - Senior Analyst, North America Banks Moody's Investors Service

Megan Fox is Vice President - Senior Analyst in the Financial Institutions Group of Moody’s Investors Service covering a portfolio of US regional banks. She joined Moody’s in2011 as an Associate Analyst. Prior to joining Moody’s, Mrs. Fox held positions with Freddie Mac, primarily within the Finance department. She holds a B.A. in economics and political science from the University of Delaware.