ABOUT
Join analysts from Moody's Investors Service, and experts from Moody's Analytics and Moody's ESG Solutions as we deep dive into the Canadian banking, insurance, and asset management sector. Topics of discussion include:
Agenda
Registration & Networking Breakfast
Banking Outlook
The panelists will explore and debate the implications of the weakening macroeconomic environment on the banking systems in Canada and the US, addressing top of mind questions including:
- The impact of the outlook for rising interest rates and higher unemployment on Canadian banks
- A comparison of Canadian and U.S. bank capital adequacy
- Liquidity trends at Canadian and U.S. banks
- Profitability trends at Canadian and U.S. banks
- State of the Canadian consumer and impacts of higher rates and a slowing economy on the banks’ residential mortgage portfolios
Break
Insurance Outlook
The panelists will explore and debate the implications of the weakening macroeconomic environment on the life and property & casualty (P&C) insurance sectors in Canada and the US, addressing top of mind questions including:
- Impact of inflation and rising interest rates on life and P&C insurers
- Future of M&A activity, considering the challenging current macroeconomic outlook.
- Implications of IFRS 17 on Moody’s credit metrics and credit profiles
- Impact of recent hurricanes and future catastrophe events, including adequacy of reserves
Networking Lunch
Managing Investment Portfolios in a Volatile Risk Environment
Experts from Moody’s will discuss the challenges in Asset Allocation, Portfolio Management and Credit Risk in the current volatile risk environment. In this session we will also discuss new tools and approaches to measure risk in an integrated fashion.
Closing Remarks
Networking Reception
CONTACT US
If you have any questions about the event, please contact us: Anita Wai anita.wai@moodys.com
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Marc R. Pinto, CFA is a Managing Director in the Financial Institutions Group. He is currently responsible for global credit ratings and research in the insurance and asset management industries. Mr. Pinto is also a sponsor of the Moody’s Network of CFA Charterholders, an active contributor to employee professional development initiatives, a Mentor Advisor in the Women’s Mentoring Program, and a member of the Asset Management Committee which oversees Moody’s retirement savings plans.
Prior to Moody’s, Mr. Pinto worked as a sell-side, buy-side and credit rating agency analyst in both New York and London. He was a top-ranked analyst (and lead several research departments) at Merrill Lynch, Head of Corporate Bond Strategy at broker/dealer Susquehanna International, a portfolio manager at KBW Asset Management, now part of Stifel Financial, and a Director at Fitch Ratings. Mr. Pinto began his career at the United Nations International Fund for Agricultural Development (IFAD) in Rome.
Mr. Pinto is a graduate of Columbia Business School and Trinity College (CT).
Jill Cetina is an Associate Managing Director for U.S. banks and government sponsored enterprises in North American FIG. Prior to joining Moody’s in 2022, Jill held a senior position at the Federal Reserve Bank of Dallas, and has previously worked U.S Treasury, Federal Reserve Board, the Office of the Comptroller of the Currency, and the Office of Financial Research.
Jill earned a BA from Grinnell College and a Master of Public Affairs from Princeton University. She is a CFA charterholder and has published journal articles on a range of banking topics, including stress testing, liquidity management, capital standards, and repo markets.
Brendan LaCerda is an associate director and senior economist with Moody’s Analytics. Brendan serves as the lead analyst for the Canadian economic forecast. His primary responsibilities also include the development and improvement of country forecast models. His research is primarily focused on international macroeconomics, healthcare and fiscal policy. Before joining Moody’s Analytics, Brendan worked as a senior economist with IHS Global Insight’s U.S. Macroeconomic Service. Brendan received his PhD in economics from the University of Virginia. He pursued his undergraduate education at the London School of Economics and the University of Notre Dame, where he graduated with a BA in economics and mathematics.
Since joining Moody’s in November 1998, Peter Nerby has been responsible for analyzing and rating the investment banks, broker-dealers and exchanges within the U.S. securities industry. Peter is currently lead analyst covering Citigroup, Deutsche Bank and JPMorgan Chase. Peter came to the company with more than 15 years’ of experience in corporate finance, credit, and counter party analysis.
Prior to joining Moody’s, he led a team at Deutsche Bank that was responsible for managing the bank’s exposure to U.S. broker dealers. He also spent 12 years at JPMorgan and after completing JPM’s management training program, specialized in managing trading and derivatives counter party risk with regulated financial institutions and hedge funds.
Mr. Nerby holds a B.A. in Business Administration from the Richard Ivey School of Business at the University of Western Ontario. After graduation, he spent a year writing case studies on financial strategies of Canadian natural resource companies for use in the School’s graduate and undergraduate programs. He is a Chartered Financial Analyst.
Sadia covers a portfolio of US regional banks and finance companies and joined Moody’s in 2020. Prior to joining Moody’s, Sadia held positions at the International Fund for Agricultural Development, the Federal Reserve Bank of New York, and the Bank of Scotland.
Robert Colangelo is Vice President for the North America Financial Institutions Group. Based in Toronto, he is a lead credit analyst for the largest Canadian banks and insurance companies and publishes related research on these institutions as well as the banking and insurance sectors.
Rob joined Moody’s in June 2021. Before joining Moody’s, Rob worked at another credit rating agency based in Toronto where he was a lead analyst on the large Canadian banks and various credit unions and other financial institutions in Canada. Rob also held a wide range of senior level positions in Finance at Royal Bank of Canada (RBC), including roles in External Reporting, Investor Relations and performance management reporting and forecasting. Rob holds a Bachelor of Commerce degree from the University of Toronto and is a Chartered Professional Accountant (CA).
Jill Cetina is an Associate Managing Director for U.S. banks and government sponsored enterprises in North American FIG. Prior to joining Moody’s in 2022, Jill held a senior position at the Federal Reserve Bank of Dallas, and has previously worked U.S Treasury, Federal Reserve Board, the Office of the Comptroller of the Currency, and the Office of Financial Research.
Jill earned a BA from Grinnell College and a Master of Public Affairs from Princeton University. She is a CFA charterholder and has published journal articles on a range of banking topics, including stress testing, liquidity management, capital standards, and repo markets.
Laura Bazer is a Vice President - Senior Credit Officer in the Financial Institutions Group of Moody’s Investors Service. She is responsible for a portfolio of U.S. ratings within the Life Insurance Group.
Ms. Bazer worked for 6 years as a lending officer in the insurance and international divisions at The Bank of New York/Irving Trust Company prior to joining Moody’s in November 1993.
A graduate of Cornell University and Fulbright Scholar, Ms. Bazer holds an M.B.A. in finance and international business from NYU (1987), as well as an M.A. in economic and legal translation from the University of Geneva, Switzerland.
Marc R. Pinto, CFA is a Managing Director in the Financial Institutions Group. He is currently responsible for global credit ratings and research in the insurance and asset management industries. Mr. Pinto is also a sponsor of the Moody’s Network of CFA Charterholders, an active contributor to employee professional development initiatives, a Mentor Advisor in the Women’s Mentoring Program, and a member of the Asset Management Committee which oversees Moody’s retirement savings plans.
Prior to Moody’s, Mr. Pinto worked as a sell-side, buy-side and credit rating agency analyst in both New York and London. He was a top-ranked analyst (and lead several research departments) at Merrill Lynch, Head of Corporate Bond Strategy at broker/dealer Susquehanna International, a portfolio manager at KBW Asset Management, now part of Stifel Financial, and a Director at Fitch Ratings. Mr. Pinto began his career at the United Nations International Fund for Agricultural Development (IFAD) in Rome.
Mr. Pinto is a graduate of Columbia Business School and Trinity College (CT).
Robert Colangelo is Vice President for the North America Financial Institutions Group. Based in Toronto, he is a lead credit analyst for the largest Canadian banks and insurance companies and publishes related research on these institutions as well as the banking and insurance sectors.
Rob joined Moody’s in June 2021. Before joining Moody’s, Rob worked at another credit rating agency based in Toronto where he was a lead analyst on the large Canadian banks and various credit unions and other financial institutions in Canada. Rob also held a wide range of senior level positions in Finance at Royal Bank of Canada (RBC), including roles in External Reporting, Investor Relations and performance management reporting and forecasting. Rob holds a Bachelor of Commerce degree from the University of Toronto and is a Chartered Professional Accountant (CA).
Rabia Yusufzai is an Analyst in the FIG Toronto office responsible for the ratings of Canadian banks, property and casualty insurers, pension managers and crown corporations.
Daniel Flemington is Senior Director, Head of Insurance for the Americas at Moody’s Analytics, leading a Sales team responsible for insurers, reinsurers, and brokers. He has more than 15 years of sales experience within financial markets and over a decade of risk management expertise, providing financial institutions with the data and analytics to make better, faster decisions and innovate across the value chain.
Dan has built strong partnerships with insurance customers by helping them view and assess risk across underwriting, portfolio/investment management, finance and accounting. He has extensive experience in compliance (KYC) workflows, dual risk rating design, and BAU/Regulatory stress testing, as well as the adoption of evolving IFRS (9/17) and GAAP (CECL/LDTI) accounting standards. Dan helps customers tackle complex and emerging risks, such as ESG and Cyber, and ensures that the tailored solutions Moody’s provides anticipate their growth and future needs.
In previous roles, Dan managed Enterprise Risk Sales for Impairment Accounting and Stress Testing Solutions. He began his career at the Royal Bank of Canada, as a sales and marketing consultant and regional manager for life and annuity products.
James is an Industry Practice Lead in the Global Risk Solutions Practice, specializing in credit and climate risk analytics. He is responsible for solutions in credit, climate and ESG that relate to scoring, loss accounting, stress testing, and portfolio management in the Americas, Europe and Africa. James regularly contributes thought leadership in a variety of media including white papers and podcasts. James earned a PhD in Economics from the University of Western Ontario.
Srini Iyer is a Senior Director in the Insurance Strategy team at Moody’s Analytics. In this capacity, he helps insurers across the globe interpret and implement solutions for emerging risks such as Climate, ESG and Cyber. More broadly, Srini has over fifteen years of experience working in risk management, asset modelling and financial reporting.
Jin Oh is a Senior Director in the Global Risk Solutions Practice for the Americas, responsible for solution structuring of portfolio risk management, stress testing, and capital planning solutions for large financial institutions including banks and insurance companies. She also works with clients on the impact of ESG and climate on portfolio credit risk and stress testing. Prior to joining Moody’s, she was an engagement director at KPMG, leading capital planning and stress testing implementations for large global financial institutions. Jin holds a Bachelor of Arts in Economics from Cornell University.
Ariel brings over 8 years of progressive leadership and technical expertise working with senior decision-makers across all domains of sustainability and climate change, in major sectors including oil and gas, mining, international development, forestry, manufacturing, finance, and consumer business.
As the Head of ESG for Manulife’s General Account, she works to drive Manulife’s transition to net zero in $427 billion of assets under ownership and support investment teams in navigating the complexities, trade-offs, and nuances of ESG. Prior to joining Manulife, Ariel led the development, implementation, and assessment of sustainability and social impact strategies for major clients at Deloitte, including organizations such as the World Bank, Government of Canada, RBC and many more. She has her MSc in Sustainable Energy Development from the Haskayne School of Business (Calgary) and a Bachelor of Science from the University of Alberta.
Saim Ghouse is a for ESG and Climate domain specialist for Moody’s Corporation focused on the Asset Management and Insurance business verticals.
Prior to joining Moody’s he worked in management consulting across Banking and Capital Markets and has extensive experience with ESG indices.
Jin Oh is a Senior Director in the Global Risk Solutions Practice for the Americas, responsible for solution structuring of portfolio risk management, stress testing, and capital planning solutions for large financial institutions including banks and insurance companies. She also works with clients on the impact of ESG and climate on portfolio credit risk and stress testing. Prior to joining Moody’s, she was an engagement director at KPMG, leading capital planning and stress testing implementations for large global financial institutions. Jin holds a Bachelor of Arts in Economics from Cornell University.
Tomer is a Senior Director in the Insurance Research and Strategy Group. He leads research efforts for risk management solutions for insurance companies, pensions funds and asset managers with a focus on the Americas.
Some projects Tomer’s team has been focused on include Risk Integrated Credit Solution (RICS) for a range of applications including ALM, Risk, and Portfolio Management, macro variables simulations, and risk integration across Market and Credit risks/platforms.
Prior to focusing on the insurance sector Tomer has worked on portfolio- and balance sheet-related research. He has initiated and led several research initiatives such as the modeling of complex instruments (e.g., structured products and leases) in a portfolio setting, and PPNR modeling and validation for stress testing. He also headed Moody’s Research Services team, which focuses on quantitative client service engagements.
Tomer holds a PhD in Operations, Information & Technology from Stanford University, an M.S. in Statistics from Stanford University, and a B.Sc. in Industrial Engineering and Management from Technion - Israel Institute of Technology. He has published in the areas of queuing theory, mechanism design and risk management.
Daniel Flemington is Senior Director, Head of Insurance for the Americas at Moody’s Analytics, leading a Sales team responsible for insurers, reinsurers, and brokers. He has more than 15 years of sales experience within financial markets and over a decade of risk management expertise, providing financial institutions with the data and analytics to make better, faster decisions and innovate across the value chain.
Dan has built strong partnerships with insurance customers by helping them view and assess risk across underwriting, portfolio/investment management, finance and accounting. He has extensive experience in compliance (KYC) workflows, dual risk rating design, and BAU/Regulatory stress testing, as well as the adoption of evolving IFRS (9/17) and GAAP (CECL/LDTI) accounting standards. Dan helps customers tackle complex and emerging risks, such as ESG and Cyber, and ensures that the tailored solutions Moody’s provides anticipate their growth and future needs.
In previous roles, Dan managed Enterprise Risk Sales for Impairment Accounting and Stress Testing Solutions. He began his career at the Royal Bank of Canada, as a sales and marketing consultant and regional manager for life and annuity products.