Agenda
08:30
- 09:00
CET
Registration & networking
09:05
- 09:50
CET
INFLATION
Navigating higher inflation, tighter monetary policy and debt affordability
- How does Moody’s expect the macro environment to evolve with a focus on growth, inflation and rates?
- What are the key downside risks for Germany to watch out for?
- What is the outlook on asset quality for corporates and households considering inflationary shock and rising rates?
09:50
- 10:35
CET
CAPITAL
Rethinking capital frameworks and shifting balance sheets
- How effectively has the Basel III framework fortified banks and the financial system against shocks?
- What should be done to further improve the regulatory framework?
- How can banks manage the challenges between protecting resilience and supporting growth in times of stress?
10:35
- 11:00
CET
Break & networking
11:00
- 11:45
CET
11:45
- 12:15
CET
Light lunch & networking
Engage and connect with subject matter experts on key trends shaping banking
12:15
- 13:15
CET
INSURANCE
German insurers in the current environment
- How will a potential recession impact new business for German insurers?
- What is the impact of inflation on P&C and life earnings?
- Impact of rising inflation and interest rates on insurers’ capital adequacy
Global reinsurance outlook 2023
- Supply and demand in the sector and impact on pricing
- Loss cost trends driven by claims inflation and climate change
- Earnings and capital adequacy outlook
13:15
CET
End of event
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Carola Schuler is a Managing Director in the Europe, Middle East and Africa banking team, based in Frankfurt. In this capacity, she is responsible for Moody’s analytical teams that rate banks primarily in the UK, the Eurozone and Central and Eastern Europe as well as non-bank financial companies across Europe. Carola has extensive experience in credit analysis and managing credit professionals.
Furthermore, Carola plays a leading role in Moody’s Environmental, Social and Governance (ESG) integration efforts. Moody’s is committed to incorporating ESG risks into its credit analysis and Carola is one of Moody’s global coordinators of ESG analytical, research and outreach initiatives for financial institutions.
Prior to joining Moody’s in 2008, Carola was a Director at the credit risk management division of Deutsche Bank where she worked in a number of different analytical and managerial functions in Germany and abroad, covering corporate finance, leveraged finance, financial institutions and sovereign risk across Europe, including time spent in Brussels (Belgium).
Carola has a double German-French Diploma in Business Administration from Hochschule für Technik und Wirtschaft des Saarlandes (HTW), Saarbrücken /Germany and the University of Metz/ France.
| Jens Schmidt-Bürgel is Geschäftsführer (Managing Director) of Moody’s Deutschland and Country Manager for Germany, Austria and Switzerland. In this role he oversees the outreach activities in these countries and acts as senior point of contact to issuers and other market participants. He is also the Head EU-27 focusing on the strategic direction and oversight of Moody’s Investor Service (MIS) 8 offices in the region. In this capacity Jens works closely with the local Country Managers in each of EU-27 offices and is responsible for promoting the Moody's brand, establishing and maintaining strong relationships with key capital market participants, associations, regulators and government officials. Prior to joining Moody’s in 2015, Jens was a Managing Director at Fitch Ratings in Frankfurt and as country head responsible for business and relationship management in Germany, Austria and Switzerland. He also oversaw Fitch’s operations in Warsaw and the representative office in Stockholm. Jens holds a dual degree in European Business Administration from ESB Reutlingen and Middlesex University Business School. In addition, he has an Executive MBA from WHU-Otto Beisheim School of Management and Kellogg School of Management. |
Anke Rindermann is an Associate Managing Director in the Corporate Finance Group and has been with Moody’s in Frankfurt since 2007.
Anke is managing a team of analysts covering Moody’s European real estate franchise. In addition, she is leading a team of analysts focusing on leisure, shipping, auto suppliers and forest products industries.
Prior roles at Moody’s included lead analyst responsibility for European paper and forest products companies, industrial gases manufacturers and cross-over packaging companies in EMEA.
Before joining Moody’s, Anke spent several years working in Credit Risk Management at Commerzbank in Frankfurt and New York and before that at Deutsche Bank. She studied at Frankfurt School of Finance and Management and at the University of Queensland in Australia, and holds a degree in Business Administration. Anke is a chartered Financial Risk Manager and a Certified Credit Analyst (DVFA).
Swen joined Moody’s Investors Service in August 2010 as a member of the of the Financial Institutions Group. He is the lead analyst for several German, Austrian and Swiss banks.
Prior to joining Moody’s Swen was a portfolio manager and buy- side analyst for global banks and financial institutions with Deka Investment, Frankfurt. He graduated in Business Administration from Goethe University of Frankfurt and is a CFA Charterholder.
Steffen Dyck is a Senior Vice President in Moody’s Sovereign Risk Group.
Based in Frankfurt, he is the lead analyst for a portfolio of European sovereigns and multilateral institutions.
Up until early 2018, Steffen was the lead analyst for number of sovereigns and multilaterals in the Middle East, including Egypt and most of the Gulf Cooperation Council members.
Before relocating to Frankfurt in June 2015, Steffen was based in Moody’s Singapore office, where he covered sovereigns in the Asia-Pacific region as well as in the Middle East.
Prior to joining Moody’s in 2012, Steffen worked for more than six years with Deutsche Bank’s Risk Analysis team in Frankfurt and Singapore, covering macroeconomic and sovereign risk analysis across Asia (ex-Japan), Latin America, and Sub-Saharan Africa. He also helped manage the bank’s sovereign rating processes.
Alexander Hendricks is an Associate Managing Director in Moody’s European Banking team. Alexander has responsibility for the analytical teams covering financial institutions in Germany, Austria and Switzerland. He joined Moody’s in 2013.
Prior to Moody’s, Alexander’s most recent role was Director in Company Research at Deutsche Bank, where he had responsibility for financial institutions in Germany and Austria, and co-responsibility for European investment banks. In addition, he acted as hub for European regulatory matters in research.
During his occupation at the German bank, Alexander also held responsibilities for real estate companies and stock exchanges in Germany. At previous employer ABN Amro, Alexander covered German and Austrian banks in equity research. He began his career as trainee at Deutsche Bank.
Alexander holds a Masters Degree in Business Administration (Diplom- Kaufmann) from University of Mannheim, with specialisation in Banking and Finance. He is a CFA charterholder.
Career
As per September 2018
DZ BANK, Member of the Board of Managing Directors
2012 – 2018
Member of the Management Board of Nord/LB: Chief Financial Officer (CFO)/Chief Operating Officer (COO), responsible for Finance and Tax, Organisation, IT, Compliance and Group Security as well as Transaction Banking
2010 – 2012
Nord/LB, Executive Vice President, responsible for the bank’s capital market business
2008 – 2010
Norddeutsche Landesbank Girozentrale (Nord/LB), Head of Risk Control Group Division
1990 – 2007
BayernLB, various positions in Organisation and IT Division, Capital Markets Division, Corporate Center, Transaction Service, Balance Sheet Division
1989
Studies in Business Mathematics at the University of Augsburg Degree title: Diploma in Business Mathematics
Responsibilities
- Group Finance, Bank Finance, Group Financial Services, Compliance
- Responsible for the local cooperative banks in Lower Saxony (excluding the Weser-Ems region) and Bremen
Appointments
- Deputy Chairman of the Supervisory Board, DZ CompliancePartner GmbH, Neu-Isenburg
- Member of the Supervisory Board, Bausparkasse Schwäbisch Hall AG, Schwäbisch Hall
- Member of the Supervisory Board, R+V Allgemeine Versicherung AG, Wiesbaden
- Member of the Supervisory Board, R+V Lebensversicherung AG, Wiesbaden
- Member of the Supervisory Board, Union Asset Management Holding AG, Frankfurt am Main
- Member of the Supervisory Board, Salzgitter AG, Salzgitter
Marie Lafontaine has worked in the Banking Supervision arm of the European Central Bank (ECB) since the creation of the Single Supervisory Mechanism in November 2014. She directly supervised banks in Austria, Belgium and Germany as a member of Joint Supervisory Teams before heading the Business model & Capital adequacy section in the Directorate General Horizontal Line Supervision since 1 January 2022. With her team, she provides subject matter expertise on business model and capital adequacy to line supervisors, supporting bank-specific supervisory action based on insights from horizontal assessments. This includes viability and sustainability assessments as well as know-how on capital planning and internal capital adequacy assessment processes. Marie also contributes to the definition and implementation of the supervisory priorities, contributing closely to the digital transformation flagship project.
Before joining the ECB, Marie worked at French banks in France and Germany as a credit analyst and as a senior inspector. Marie holds a Master’s degree in International Affairs from the School of International and Public Affairs at Columbia University and a Master’s degree in Political Science from Sciences Po Paris.
Alexis is a Director in the Moody’s Analytics Portfolio Product Management team.
With a technical post degree in economics from the University of Panthéon-Assas in Paris, Alexis has 15+ years’ experience in risk management and valuation, having been working in sales, pre-sales, product, project management & strategy roles across various environments (banks, consultancy and software houses).
Prior to his current role at Moody’s Analytics, Alexis was leading sales and pre-sales for the French speaking region at Numerix, addressing derivatives pricing, market & counterparty risks as well as Insurance ALM risks solutions spanning both sell and buy side segments. In addition to this responsibility, Alexis also oversaw regulation topics (Basel III, FRTB, EMIR, Solvency 2), working closely with Quantitative Research and Product Management teams in order to foster both development and new generation of the Numerix Solutions. Previously and in particular, Alexis spent 7 years as a Portfolio Management & Valuation Sales Specialist at Moody’s Analytics, focusing on the Portfolio IP content across the EMEA Region. Alexis also worked at various consultancy and software companies, implementing and designing risk solutions for several major financial institutions.
Carola Schuler is a Managing Director in the Europe, Middle East and Africa banking team, based in Frankfurt. In this capacity, she is responsible for Moody’s analytical teams that rate banks primarily in the UK, the Eurozone and Central and Eastern Europe as well as non-bank financial companies across Europe. Carola has extensive experience in credit analysis and managing credit professionals.
Furthermore, Carola plays a leading role in Moody’s Environmental, Social and Governance (ESG) integration efforts. Moody’s is committed to incorporating ESG risks into its credit analysis and Carola is one of Moody’s global coordinators of ESG analytical, research and outreach initiatives for financial institutions.
Prior to joining Moody’s in 2008, Carola was a Director at the credit risk management division of Deutsche Bank where she worked in a number of different analytical and managerial functions in Germany and abroad, covering corporate finance, leveraged finance, financial institutions and sovereign risk across Europe, including time spent in Brussels (Belgium).
Carola has a double German-French Diploma in Business Administration from Hochschule für Technik und Wirtschaft des Saarlandes (HTW), Saarbrücken /Germany and the University of Metz/ France.
Andreas Thomae is a manager in the team of sustainability and corporate governance with Deka since 2022.
He worked as a fund manager in the equity team of Deka the last 17y responsible for European equities and as a buy side analyst for global financials. There he coordinated corporate governance issues with the sustainability and corporate governance group the last 5y.
Before joining Deka Andreas worked 5y as a portfolio manager for Activest (today Pioneer) in Munich and 5y as a portfolio manager for WestAM in Düsseldorf.
He holds a degree in business administration from the university of Regensburg and is a CEFA (DVFA) analyst.
Julia Haake, a trained economist with a PhD from Versailles University in France, is Managing Director, Market Strategy at Moody’s ESG Solutions. She has joined Moody’s in December 2021, joining from ISS and formerly oekom research (acquired by ISS in 2018), where she was part of the ESG business unit’s leadership team and, over the last ten years, held various positions in business development, client coverage, stewardship and engagement. Julia has been working in Sustainability, CSR and ESG since 1993, when she started as a researcher, first at the German Wuppertal Institute and then at Versailles University in France, where she completed her PhD thesis in Environmental Economics. She later joined the French consulting firm O2 France as a consultant advising corporates on environmental and sustainability strategy and environmentally friendly product design. From 2003 to 2008 she contributed to building and rolling out the French postal operator Groupe La Poste’s CSR strategy, before joining the global environmental NGO WWF, where her role was to lead the Paris-based team in charge with managing corporate relations, sustainability partnerships and corporate fundraising.
In 2019, Julia has been elected member of the board of the French Sustainable Investment Forum (FIR) and appointed member of the French market regulator’s (Autorité des Marches Financiers) Sustainable Finance Commission. She is also co-author of the book "L'Entreprise Légère", written with Basile Gueorguievsky, published by Delachaux & Niestlé in 2010.
Lucia Lopez is a Vice President – Senior Credit Officer in Moody’s Environmental, Social and Governance group. In her role, Lucia contributes on all aspects to systematically and transparently incorporate ESG considerations into its ratings. Lucia brings multi-disciplinary expertise in broader ESG issues through past positions as a corporate credit analyst and a banker.
Lucia frequently represents the firm as a speaker through conversations with investors, policymakers and other market participants around the world. Before moving to the ESG team, Lucia was a lead analyst in the EMEA Corporate Finance Group since 2018. Prior to Moody’s, Lucia worked for over 15 years at a number of banks including Deutsche Bank and Barclays as a senior credit officer specializing in leverage finance and natural resources.
Lucia holds a Masters in European Law from the Université Libre de Bruxelles.
| Christian is a Vice President - Senior Analyst in the EMEA Insurance Team based in Frankfurt, Germany, and is the lead analyst for various primary insurers and reinsurers in the Benelux countries, Germany, Italy, the Nordics and Switzerland. Christian joined Moody’s in 2019. Prior to joining Moody’s, he was head of planning and performance management at Zurich Group Germany where he was in charge of planning, forecasting and reporting for the group’s German life insurance operations. Before that, he was a director and lead analyst at S&P Global, covering insurers in EMEA with a focus on companies operating in German-speaking countries. He started his career at Assekurata, where he specialized in assessing the investment management of rated insurers in Germany. Christian holds a degree in Business Administration from University of Cologne. |
Career
As per September 2018
DZ BANK, Member of the Board of Managing Directors
2012 – 2018
Member of the Management Board of Nord/LB: Chief Financial Officer (CFO)/Chief Operating Officer (COO), responsible for Finance and Tax, Organisation, IT, Compliance and Group Security as well as Transaction Banking
2010 – 2012
Nord/LB, Executive Vice President, responsible for the bank’s capital market business
2008 – 2010
Norddeutsche Landesbank Girozentrale (Nord/LB), Head of Risk Control Group Division
1990 – 2007
BayernLB, various positions in Organisation and IT Division, Capital Markets Division, Corporate Center, Transaction Service, Balance Sheet Division
1989
Studies in Business Mathematics at the University of Augsburg Degree title: Diploma in Business Mathematics
Responsibilities
- Group Finance, Bank Finance, Group Financial Services, Compliance
- Responsible for the local cooperative banks in Lower Saxony (excluding the Weser-Ems region) and Bremen
Appointments
- Deputy Chairman of the Supervisory Board, DZ CompliancePartner GmbH, Neu-Isenburg
- Member of the Supervisory Board, Bausparkasse Schwäbisch Hall AG, Schwäbisch Hall
- Member of the Supervisory Board, R+V Allgemeine Versicherung AG, Wiesbaden
- Member of the Supervisory Board, R+V Lebensversicherung AG, Wiesbaden
- Member of the Supervisory Board, Union Asset Management Holding AG, Frankfurt am Main
- Member of the Supervisory Board, Salzgitter AG, Salzgitter
Andreas Thomae is a manager in the team of sustainability and corporate governance with Deka since 2022.
He worked as a fund manager in the equity team of Deka the last 17y responsible for European equities and as a buy side analyst for global financials. There he coordinated corporate governance issues with the sustainability and corporate governance group the last 5y.
Before joining Deka Andreas worked 5y as a portfolio manager for Activest (today Pioneer) in Munich and 5y as a portfolio manager for WestAM in Düsseldorf.
He holds a degree in business administration from the university of Regensburg and is a CEFA (DVFA) analyst.
Marie Lafontaine has worked in the Banking Supervision arm of the European Central Bank (ECB) since the creation of the Single Supervisory Mechanism in November 2014. She directly supervised banks in Austria, Belgium and Germany as a member of Joint Supervisory Teams before heading the Business model & Capital adequacy section in the Directorate General Horizontal Line Supervision since 1 January 2022. With her team, she provides subject matter expertise on business model and capital adequacy to line supervisors, supporting bank-specific supervisory action based on insights from horizontal assessments. This includes viability and sustainability assessments as well as know-how on capital planning and internal capital adequacy assessment processes. Marie also contributes to the definition and implementation of the supervisory priorities, contributing closely to the digital transformation flagship project.
Before joining the ECB, Marie worked at French banks in France and Germany as a credit analyst and as a senior inspector. Marie holds a Master’s degree in International Affairs from the School of International and Public Affairs at Columbia University and a Master’s degree in Political Science from Sciences Po Paris.
Carola Schuler is a Managing Director in the Europe, Middle East and Africa banking team, based in Frankfurt. In this capacity, she is responsible for Moody’s analytical teams that rate banks primarily in the UK, the Eurozone and Central and Eastern Europe as well as non-bank financial companies across Europe. Carola has extensive experience in credit analysis and managing credit professionals.
Furthermore, Carola plays a leading role in Moody’s Environmental, Social and Governance (ESG) integration efforts. Moody’s is committed to incorporating ESG risks into its credit analysis and Carola is one of Moody’s global coordinators of ESG analytical, research and outreach initiatives for financial institutions.
Prior to joining Moody’s in 2008, Carola was a Director at the credit risk management division of Deutsche Bank where she worked in a number of different analytical and managerial functions in Germany and abroad, covering corporate finance, leveraged finance, financial institutions and sovereign risk across Europe, including time spent in Brussels (Belgium).
Carola has a double German-French Diploma in Business Administration from Hochschule für Technik und Wirtschaft des Saarlandes (HTW), Saarbrücken /Germany and the University of Metz/ France.
Alexander Hendricks is an Associate Managing Director in Moody’s European Banking team. Alexander has responsibility for the analytical teams covering financial institutions in Germany, Austria and Switzerland. He joined Moody’s in 2013.
Prior to Moody’s, Alexander’s most recent role was Director in Company Research at Deutsche Bank, where he had responsibility for financial institutions in Germany and Austria, and co-responsibility for European investment banks. In addition, he acted as hub for European regulatory matters in research.
During his occupation at the German bank, Alexander also held responsibilities for real estate companies and stock exchanges in Germany. At previous employer ABN Amro, Alexander covered German and Austrian banks in equity research. He began his career as trainee at Deutsche Bank.
Alexander holds a Masters Degree in Business Administration (Diplom- Kaufmann) from University of Mannheim, with specialisation in Banking and Finance. He is a CFA charterholder.
Julia Haake, a trained economist with a PhD from Versailles University in France, is Managing Director, Market Strategy at Moody’s ESG Solutions. She has joined Moody’s in December 2021, joining from ISS and formerly oekom research (acquired by ISS in 2018), where she was part of the ESG business unit’s leadership team and, over the last ten years, held various positions in business development, client coverage, stewardship and engagement. Julia has been working in Sustainability, CSR and ESG since 1993, when she started as a researcher, first at the German Wuppertal Institute and then at Versailles University in France, where she completed her PhD thesis in Environmental Economics. She later joined the French consulting firm O2 France as a consultant advising corporates on environmental and sustainability strategy and environmentally friendly product design. From 2003 to 2008 she contributed to building and rolling out the French postal operator Groupe La Poste’s CSR strategy, before joining the global environmental NGO WWF, where her role was to lead the Paris-based team in charge with managing corporate relations, sustainability partnerships and corporate fundraising.
In 2019, Julia has been elected member of the board of the French Sustainable Investment Forum (FIR) and appointed member of the French market regulator’s (Autorité des Marches Financiers) Sustainable Finance Commission. She is also co-author of the book "L'Entreprise Légère", written with Basile Gueorguievsky, published by Delachaux & Niestlé in 2010.
Lucia Lopez is a Vice President – Senior Credit Officer in Moody’s Environmental, Social and Governance group. In her role, Lucia contributes on all aspects to systematically and transparently incorporate ESG considerations into its ratings. Lucia brings multi-disciplinary expertise in broader ESG issues through past positions as a corporate credit analyst and a banker.
Lucia frequently represents the firm as a speaker through conversations with investors, policymakers and other market participants around the world. Before moving to the ESG team, Lucia was a lead analyst in the EMEA Corporate Finance Group since 2018. Prior to Moody’s, Lucia worked for over 15 years at a number of banks including Deutsche Bank and Barclays as a senior credit officer specializing in leverage finance and natural resources.
Lucia holds a Masters in European Law from the Université Libre de Bruxelles.
Alexis is a Director in the Moody’s Analytics Portfolio Product Management team.
With a technical post degree in economics from the University of Panthéon-Assas in Paris, Alexis has 15+ years’ experience in risk management and valuation, having been working in sales, pre-sales, product, project management & strategy roles across various environments (banks, consultancy and software houses).
Prior to his current role at Moody’s Analytics, Alexis was leading sales and pre-sales for the French speaking region at Numerix, addressing derivatives pricing, market & counterparty risks as well as Insurance ALM risks solutions spanning both sell and buy side segments. In addition to this responsibility, Alexis also oversaw regulation topics (Basel III, FRTB, EMIR, Solvency 2), working closely with Quantitative Research and Product Management teams in order to foster both development and new generation of the Numerix Solutions. Previously and in particular, Alexis spent 7 years as a Portfolio Management & Valuation Sales Specialist at Moody’s Analytics, focusing on the Portfolio IP content across the EMEA Region. Alexis also worked at various consultancy and software companies, implementing and designing risk solutions for several major financial institutions.
| Jens Schmidt-Bürgel is Geschäftsführer (Managing Director) of Moody’s Deutschland and Country Manager for Germany, Austria and Switzerland. In this role he oversees the outreach activities in these countries and acts as senior point of contact to issuers and other market participants. He is also the Head EU-27 focusing on the strategic direction and oversight of Moody’s Investor Service (MIS) 8 offices in the region. In this capacity Jens works closely with the local Country Managers in each of EU-27 offices and is responsible for promoting the Moody's brand, establishing and maintaining strong relationships with key capital market participants, associations, regulators and government officials. Prior to joining Moody’s in 2015, Jens was a Managing Director at Fitch Ratings in Frankfurt and as country head responsible for business and relationship management in Germany, Austria and Switzerland. He also oversaw Fitch’s operations in Warsaw and the representative office in Stockholm. Jens holds a dual degree in European Business Administration from ESB Reutlingen and Middlesex University Business School. In addition, he has an Executive MBA from WHU-Otto Beisheim School of Management and Kellogg School of Management. |
Anke Rindermann is an Associate Managing Director in the Corporate Finance Group and has been with Moody’s in Frankfurt since 2007.
Anke is managing a team of analysts covering Moody’s European real estate franchise. In addition, she is leading a team of analysts focusing on leisure, shipping, auto suppliers and forest products industries.
Prior roles at Moody’s included lead analyst responsibility for European paper and forest products companies, industrial gases manufacturers and cross-over packaging companies in EMEA.
Before joining Moody’s, Anke spent several years working in Credit Risk Management at Commerzbank in Frankfurt and New York and before that at Deutsche Bank. She studied at Frankfurt School of Finance and Management and at the University of Queensland in Australia, and holds a degree in Business Administration. Anke is a chartered Financial Risk Manager and a Certified Credit Analyst (DVFA).
Swen joined Moody’s Investors Service in August 2010 as a member of the of the Financial Institutions Group. He is the lead analyst for several German, Austrian and Swiss banks.
Prior to joining Moody’s Swen was a portfolio manager and buy- side analyst for global banks and financial institutions with Deka Investment, Frankfurt. He graduated in Business Administration from Goethe University of Frankfurt and is a CFA Charterholder.
Steffen Dyck is a Senior Vice President in Moody’s Sovereign Risk Group.
Based in Frankfurt, he is the lead analyst for a portfolio of European sovereigns and multilateral institutions.
Up until early 2018, Steffen was the lead analyst for number of sovereigns and multilaterals in the Middle East, including Egypt and most of the Gulf Cooperation Council members.
Before relocating to Frankfurt in June 2015, Steffen was based in Moody’s Singapore office, where he covered sovereigns in the Asia-Pacific region as well as in the Middle East.
Prior to joining Moody’s in 2012, Steffen worked for more than six years with Deutsche Bank’s Risk Analysis team in Frankfurt and Singapore, covering macroeconomic and sovereign risk analysis across Asia (ex-Japan), Latin America, and Sub-Saharan Africa. He also helped manage the bank’s sovereign rating processes.
| Christian is a Vice President - Senior Analyst in the EMEA Insurance Team based in Frankfurt, Germany, and is the lead analyst for various primary insurers and reinsurers in the Benelux countries, Germany, Italy, the Nordics and Switzerland. Christian joined Moody’s in 2019. Prior to joining Moody’s, he was head of planning and performance management at Zurich Group Germany where he was in charge of planning, forecasting and reporting for the group’s German life insurance operations. Before that, he was a director and lead analyst at S&P Global, covering insurers in EMEA with a focus on companies operating in German-speaking countries. He started his career at Assekurata, where he specialized in assessing the investment management of rated insurers in Germany. Christian holds a degree in Business Administration from University of Cologne. |