Marisa DiNatale Senior Director - Economic Research Moody's

Marisa DiNatale is a Senior Director and Head of Global Forecasting at Moody’s. Marisa oversees all forecasting and publication operations in the Economics group within Predictive Analytics at Moody’s. Her areas of specialization and research are U.S. labor markets, household balance sheets and credit, and international economics. She is a cohost of the Moody’s weekly podcast “Inside Economics”. Marisa started her career as a labor economist at the Bureau of Labor Statistics in Washington, DC. She holds a master’s degree in Applied Economics from Johns Hopkins University and a bachelor’s degree in International Relations from Boston University.

Nicky Dang Senior Vice President, Sovereign/ Sub-Sovereign, Credit Strategy and Standards Moody's Investors Service

Jingjing (Nicky) Dang is an Associate Managing Director and head of the Consumer ABS New Ratings Americas team. In this role, she manages the teams that cover the auto, unsecured consumer loan, credit card student loan and other consumer related ABS sectors. She is also a senior editor of the ABS Spotlight. Nicky has previously led the auto and student loan rating team prior to taking her current position and worked on surveillance of various ABS and RMBS transactions since she joined Moody’s in February 2007 as an Associate Analyst.  She holds a Master’s Degree in Economics from New York University and a BA in Economics from Beijing Technology and Business University. Nicky is also a CFA charterholder.

Rebecca Karnovitz Vice President - Senior Credit Officer, ESG Moody’s Investors Service.

Rebecca is a Vice President – Senior Credit Officer in Moody’s Environmental, Social and Governance (ESG) group. Rebecca is responsible for publishing thematic and issuer-specific research on ESG risks relevant to credit analysis. She also serves as a visible subject matter expert to internal and external stakeholders and supports outreach and engagement with market participants.

Prior to joining the ESG team, Rebecca was a member of the Strategy and Research team at MIS, where she led cross-sector research and analytics on the credit implications of key macroeconomic and policy developments in North America. Rebecca first joined Moody’s in 2011 as an associate analyst in the Sovereign Risk Group.

She holds a dual Master’s Degree in International Affairs from Columbia University (SIPA), in New York, and Institut d’Etudes Politiques (Sciences Po), in Paris, as well as a BA in International Relations from the University of Pennsylvania.

Rene Lipsch VP-Sr Credit Officer Moody's Investors Service

Rene Lipsch is a Vice President – Senior Credit Officer at Moody’s Investors Service. He covers a portfolio of North American transportation and manufacturing companies. 

Prior to joining Moody’s in 2013, Rene spent nine years in investment banking in London, in the Equity Capital Markets team at Credit Suisse and in the Corporate Finance team at Merrill Lynch. 

Previously, he worked as a Dutch and international tax advisor with Loyens & Loeff in Rotterdam and Hong Kong. Rene holds a M.Sc. in Finance from London Business School and a M.Sc. in Economics from Erasmus University in Rotterdam

Bernard Yaros jr Assistant Director - Economic Research Moody's Analytics

Bernard Yaros is an assistant director and economist at Moody’s Analytics focused primarily on federal fiscal policy. He is responsible for maintaining the Moody’s Analytics forecast models for federal government fiscal conditions and presidential elections, as well as providing real-time economic analysis on fiscal policy developments coming out of Capitol Hill. Besides fiscal policy, Bernard is the analyst for Puerto Rico. Bernard holds an MSc in international trade, finance and development from the Barcelona Graduate School of Economics and a BA in political economy from Williams College.