Naomi Richman Senior Vice President, US Public Finance Moody's Ratings

Naomi Richman is a Senior Vice President in Moody's US Public Finance Group. Naomi manages the Surveillance team and Data and Analytics team. She is also responsible for contributing to state and local government analytical initiatives, research and methodologies. Naomi was previously a Managing Director in US Public Finance and Chief Credit Officer for global public sector ratings. Naomi has over 35 years of experience in credit analysis at Moody's, covering state and local governments, housing, higher education, financial guarantors, and global sovereigns.

Prior to joining Moody's, Naomi spent four years with the New York City Department of Finance. Naomi holds an MPP from Harvard University and an AB from Bryn Mawr College.

Alfred Medioli Senior Vice President and Group Credit Officer Moody's Investors Service

Al is Senior Vice President and Group Credit Officer for Public Sector Ratings in the Ratings and Process Oversight Group within Credit Strategy and Standards. His chief responsibility is improving the rigor, quality, and consistency of analytic standards and procedures underlying ratings in US public finance and for sub sovereign governments. Al chairs the Public Finance Forum and is a member of the Infrastructure Finance Franchise Committee, both of which are responsible for the review and improvement of rating analytics. He participates on numerous task forces including bankruptcy, pensions, OPEBs, municipal utilities and surveillance.

Before rejoining Moody’s in 2011 after a two decade hiatus, Al was a credit officer at AIG Financial Products Corporation, with a broad portfolio of credits including municipals, banks, corporates, and sovereigns, along with energy and project finance. During his preceding eight years at Moody’s, he worked on a variety of teams within the US Public Finance Group and managed the southeast regional ratings group. Al was formerly an architect/urban planner and was a senior professional and manager on diverse projects in the Middle East, Africa, and Europe.

He holds master’s degrees from Columbia University in architecture and urban planning, a bachelor’s degree from Columbia College, and studied accounting and finance at the NYU Stern School of Business.

Sarah Jensen Vice President - Senior Analyst Moody's Investors Service

Sarah Jensen is an AVP-Analyst for the Dallas Local Governments Ratings Team covering credits primarily in Louisiana and Texas. She is a member of various analytical working groups including the Bankruptcy Taskforce.

Prior to joining Moody’s, Sarah was a Teaching Assistant at the University of Texas Lyndon B. Johnson School of Public Affairs and an Intern for the internal audit division of the office of the Governor for the State of Texas. Sarah holds an MPA from the University of Texas at Austin and a BA in Public Affairs and Administration from the University of Oklahoma.

Dan Seymour Vice President - Senior Analyst Moody's Investors Service

Dan Seymour is a Vice President – Senior Analyst for Credit Strategy and Standards/Rating and Process Oversight (RPO). Based in New York, he works closely with analysts both in the Sub-sovereign and US Public Finance groups. Prior to joining RPO, he was a lead analyst for US states and before that, US local governments.

Before joining Moody’s, he was a reporter from the Associated Press and the Bond Buyer Newspaper. Dan holds a BA from Rowan University and a Master’s degree from Baruch College. He is a Chartered Financial Analyst charterholder.